Income Protection Explained

Your ability to earn an income is arguably your most important asset.

Injury, Illness or disability can occur suddenly and affect your ability to earn an income. As a result, you may be unable to pay for your living expenses to maintain your desired lifestyle. Your savings and investment contributions will also potentially cease and as a result will negatively impact the success of your retirement plan.
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Tax Free Savings Accounts

Tax Free Savings Accounts became available to South African investors in 2015. In the long-term a tax-free savings account provides a significant benefit as income earned from the underlying investments is tax free and any capital gains when selling units will not trigger a capital gains tax event. So, if you are already paying income or capital gains tax or looking to save towards retirement a Tax-Free Savings Account may be a suitable investment vehicle to utilise.
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